Currency Converter

Convert an amount between two currencies using an exchange rate you enter, see the cost of the bank or exchange-service fee, and read off common amounts from a quick-reference table.

Set up the conversion
Which way are you converting?
Optional: currency labels for the table
Converted amount after the fee
0
Enter an amount and an exchange rate to see the result.
Before the fee0
Fee cost0
Effective rate after fee0
How much of the conversion the fee takes
You receive 0 Lost to fee 0

The green part is what actually arrives after the conversion; the red part is the markup kept by the bank or exchange service. A wider red bar means a more expensive conversion.

Quick-reference conversion table
From At the mid rate After the fee

Each row converts a round amount using your exchange rate. The last column already includes the fee, so it shows what you would really receive.

For beginners: how to read this result
The exchange rateThe rate is how many units of the target currency you get for one unit of the source currency. Converting forward multiplies the amount by the rate; converting back divides by it.
The fee is a markupBanks and exchange services rarely give the plain rate. The fee percentage is taken off the converted amount, so the money you actually receive is the converted amount minus that percentage.
The effective rateThe effective rate is the rate you really got once the fee is included: the amount you received divided by the amount you started with. It is always worse than the quoted rate.
Convert backConvert back mode flips the direction. If you know an amount in the target currency, it divides by the rate to tell you the equivalent in the source currency, then applies the same fee.
This is an arithmetic estimate based on the amount, exchange rate and fee you enter. It does not look up live or historical exchange rates and assumes a single percentage fee with no flat charges, tiered pricing or taxes. Quoted rates and fees vary between providers and change constantly, so confirm the current rate and all charges before exchanging money.

To get a result, choose one of the example buttons or enter your own figures: the amount to convert, the exchange rate you were quoted, and the fee a bank or exchange service adds. The headline shows the converted amount once the fee is taken off, so it matches what you would actually receive.

The two conversion directions

The direction toggle changes which amount field is shown and which way the rate is applied.

  • Convert forward — the amount you enter is in the source currency and the result is in the target currency. The amount is multiplied by the exchange rate.
  • Convert back — the amount you enter is in the target currency and the result is in the source currency. The amount is divided by the exchange rate. The amount field for the inactive direction is hidden, so only the field that matters is on screen.

How the math works

The exchange rate is how many units of the target currency equal one unit of the source currency. Converting forward, the amount before any fee equals the amount multiplied by the rate; converting back, it equals the amount divided by the rate. The fee is a percentage taken off that figure: the amount you receive equals the converted amount multiplied by one minus the fee percentage divided by one hundred. The fee cost is the difference between the amount before the fee and the amount you receive. The effective rate after the fee is the amount you received divided by the amount you started with, and it is always slightly worse than the quoted rate.

The quick-reference table

The table converts a ladder of round amounts — 1, 5, 10, 20, 50, 100, 250, 500 and 1000 units of the source currency — at your rate. One column shows the conversion at the plain rate and one shows it after the fee, so you can read off any common amount at a glance without re-entering numbers. A small bar above the table splits the converted amount into the money you receive and the portion lost to the fee, making the cost of the markup easy to see.

What is not included

This calculator does not look up live or historical exchange rates; the rate is always a value you enter. It assumes a single percentage fee and does not handle flat per-transaction charges, tiered pricing, cash-withdrawal fees or taxes, and it does not convert across a chain of currencies. Quoted rates and fees differ between providers and change constantly, so confirm the current rate and every charge before exchanging money.